Property Insurance

Flood Insurance vs. Homeowners Insurance: What’s the Difference and What Does Each Cover?

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Flood insurance vs homeowners insurance coverage comparison

A pipe bursts under the kitchen sink on a Tuesday afternoon. Three days later, two inches of rainwater from an overflowing creek seeps under the back door after a storm. Both events leave standing water on the same kitchen floor. To most homeowners, they look identical. To an insurance policy, they’re often treated as two… Read more about Flood Insurance vs. Homeowners Insurance: What’s the Difference and What Does Each Cover?

The Smart Policyholder’s Handbook to Insurance Claim Adjusters

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Professional insurance claim adjuster inspecting storm damage at a suburban home while speaking with homeowners during the insurance claim process.

A windstorm tears shingles off the roof. A pipe bursts overnight in the kitchen. A car slides into the front fence. In the middle of dealing with the damage itself, a text or email arrives: an insurance claim adjuster has been assigned to the claim. For someone filing a claim for the first time, that… Read more about The Smart Policyholder’s Handbook to Insurance Claim Adjusters